Fair Housing 101: Your Rights Under the Law

Introduction

Fair housing laws exist to ensure equal access to housing opportunities, free from discrimination. Whether you’re renting, buying, or securing a loan, understanding your rights can help protect you against unfair treatment.

What is the Fair Housing Act?

The Fair Housing Act (FHA) was passed in 1968 to prohibit discrimination based on:

• Race
• Color
• National origin
• Religion
• Sex (including gender identity & sexual orientation)
• Familial status
• Disability

Common Examples of Housing Discrimination

• Refusing to rent or sell to certain groups
• Charging higher rents based on race or gender
• Denying mortgage applications without valid reasons
• Harassment or unfair eviction practices

How to File a Fair Housing Complaint

If you experience discrimination:

1. Document everything – Emails, messages, and interactions matter.
2. Report to HUD – The U.S. Department of Housing and Urban Development (HUD) handles complaints.
3. Seek legal assistance – Fair housing organizations provide legal guidance.

Conclusion

Everyone deserves equal access to housing. If you believe you’ve been discriminated against, take action. Know your rights, report violations, and seek support.